{"id":476,"date":"2023-10-25T14:11:12","date_gmt":"2023-10-25T06:11:12","guid":{"rendered":"https:\/\/\/?p=476"},"modified":"2023-11-21T14:50:47","modified_gmt":"2023-11-21T06:50:47","slug":"%e9%ab%94%e9%a9%973a%e5%a8%9b%e6%a8%82%e5%9f%8e%ef%bc%9a2%e7%a8%ae%e9%ab%94%e9%a9%97%e9%87%91%e7%9a%84%e9%a1%9e%e5%9e%8b%e8%88%87%e5%84%aa%e9%bb%9e","status":"publish","type":"post","link":"https:\/\/\/%e9%ab%94%e9%a9%973a%e5%a8%9b%e6%a8%82%e5%9f%8e%ef%bc%9a2%e7%a8%ae%e9%ab%94%e9%a9%97%e9%87%91%e7%9a%84%e9%a1%9e%e5%9e%8b%e8%88%87%e5%84%aa%e9%bb%9e\/","title":{"rendered":"\u9ad4\u9a573A\u5a1b\u6a02\u57ce\uff1a2\u7a2e\u9ad4\u9a57\u91d1\u7684\u985e\u578b\u8207\u512a\u9ede"},"content":{"rendered":"\n

\u4e00\u3001<\/strong>\u9ad4\u9a57\u91d1\u7684\u91cd\u8981\u6027<\/h2>\n\n\n\n
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<\/p>\nVirtual currency, or virtual money, is a digital currency that is largely unregulated, issued and usually controlled by its developers, and used and accepted electronically among the members of a specific virtual community. In 2014, the European Banking Authority defined virtual currency as “a digital representation of value that is neither issued by a central bank or a public authority, nor necessarily attached to a fiat currency but is accepted by natural or legal persons as a means of payment and can be transferred, stored or traded electronically.” A digital currency issued by a central bank is referred to as a central bank digital currency. (\u8cc7\u6599\u4f86\u6e90<\/a> )<\/cite><\/blockquote>\n\n\n\n
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\u9ad4\u9a57\u91d1\u7a2e\u985e<\/h2>\n\n\n\n
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<\/p>\nVirtual currencies have been called “closed” or “fictional currency” when they have no official connection to the real economy, for example, currencies in massively multiplayer online role-playing games such as World of Warcraft. While there may be a grey market for exchanging such currencies or other virtual assets for real-world assets, this is usually forbidden by the games’ terms of service.

This type of currency, units of which may also be circulated as (printed) coupons, stamps or reward points, has been known for a long time in the form of customer incentive programs or loyalty programs. A coupon loses its face value when redeemed for an eligible asset or service (hence: flow in one direction), may be valid for only a limited time and subject to other restrictions set by the issuer. The business issuing the coupon functions as a central authority.

Coupons remained unchanged for 100 years until new technology enabling credit cards became more common in the 1980s, and credit card rewards were invented. The latest incarnation drives the increase of internet commerce, online services, development of online communities and games. Here virtual or game currency can be bought, but not exchanged back into real money. The virtual currency is akin to a coupon. Examples are frequent flyer programs by various airlines, Microsoft Points, Nintendo Points, Facebook Credits and Amazon Coin. (\u8cc7\u6599\u4f86\u6e90<\/a>)<\/cite><\/blockquote>\n\n\n\n
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$\"\"$ <\/figure>\n<\/figure>\n\n\n\n
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\u9ad4\u9a57\u91d1\u7684\u512a\u7f3a\u9ede<\/h2>\n\n\n\n
\u512a\u9ede\uff1a<\/h3>\n\n\n\n
1. \u964d\u4f4e\u98a8\u96aa\uff1a\u9ad4\u9a57\u91d1\u8b93\u73a9\u5bb6\u80fd\u5920\u5728\u4e0d\u82b1\u8cbb\u5be6\u969b\u91d1\u9322\u7684\u60c5\u6cc1\u4e0b\u5617\u8a66\u5404\u7a2e\u904a\u6232\uff0c\u964d\u4f4e\u4e86\u73a9\u5bb6\u56e0\u64d4\u6182\u91d1\u9322\u640d\u5931\u800c\u5e36\u4f86\u7684\u58d3\u529b\u3002

2. \u589e\u52a0\u53c3\u8207\u5ea6\uff1a\u9ad4\u9a57\u91d1\u9f13\u52f5\u4e86\u66f4\u591a\u7684\u4eba\u53c3\u8207\u5a1b\u6a02\u57ce\u7684\u904a\u6232\uff0c\u5f9e\u800c\u4fc3\u9032\u4e86\u6574\u500b\u884c\u696d\u7684\u6d3b\u8e8d\u5ea6\u3002

3. \u5ba3\u50b3\u6548\u679c\uff1a\u5a1b\u6a02\u57ce\u901a\u904e\u63d0\u4f9b\u9ad4\u9a57\u91d1\uff0c\u53ef\u4ee5\u5438\u5f15\u66f4\u591a\u65b0\u73a9\u5bb6\u9032\u5165\u5e73\u53f0\uff0c\u540c\u6642\u4e5f\u6709\u52a9\u65bc\u4fdd\u7559\u73fe\u6709\u73a9\u5bb6\u3002<\/p>\n\n\n\n
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\u7f3a\u9ede\uff1a<\/h3>\n\n\n\n
1. \u8ced\u535a\u98a8\u96aa\uff1a\u5118\u7ba1\u662f\u865b\u64ec\u8ca8\u5e63\uff0c\u9ad4\u9a57\u91d1\u53ef\u80fd\u5c0e\u81f4\u73a9\u5bb6\u5c0d\u8ced\u535a\u7684\u904e\u5ea6\u6c89\u8ff7\uff0c\u589e\u52a0\u4e0d\u8ca0\u8cac\u4efb\u7684\u8ced\u535a\u884c\u70ba\u98a8\u96aa\u3002

2. \u771f\u5be6\u9ad4\u9a57\u4e0d\u8db3\uff1a\u4f7f\u7528\u9ad4\u9a57\u91d1\u9032\u884c\u904a\u6232\u53ef\u80fd\u7121\u6cd5\u5b8c\u5168\u9084\u539f\u771f\u5be6\u8ced\u535a\u9ad4\u9a57\uff0c\u53ef\u80fd\u4f7f\u73a9\u5bb6\u5c0d\u904a\u6232\u7684\u671f\u5f85\u548c\u5be6\u969b\u9ad4\u9a57\u7522\u751f\u5dee\u7570\u3002<\/p>\n\n\n\n
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\u9ad4\u9a57\u91d1\u7684\u61c9\u7528\u5be6\u4f8b<\/h2>\n\n\n\n
1. \u5be6\u4f8b\u4e00\uff1a\u8457\u540d\u7dda\u4e0a\u6295\u6ce8\u5e73\u53f0A\u70ba\u65b0\u73a9\u5bb6\u63d0\u4f9b\u514d\u8cbb\u7684100\u5143\u9ad4\u9a57\u91d1\uff0c\u73a9\u5bb6\u53ea\u8981\u8a3b\u518a\u6210\u529f\uff0c\u7121\u9700\u9032\u884c\u4efb\u4f55\u5b58\u6b3e\u5373\u53ef\u958b\u59cb\u904a\u6232\u3002\u8a72\u5e73\u53f0\u901a\u904e\u9ad4\u9a57\u91d1\u5438\u5f15\u4e86\u5927\u91cf\u65b0\u73a9\u5bb6\uff0c\u6210\u529f\u589e\u52a0\u4e86\u5176\u7db2\u7ad9\u7684\u6d41\u91cf\u548c\u53c3\u8207\u5ea6\u3002

2. \u5be6\u4f8b\u4e8c\uff1aB\u5e73\u53f0\u63a8\u51fa\u4e86\u5b58\u9001\u9ad4\u9a57\u91d1\u6d3b\u52d5\uff0c\u8981\u6c42\u73a9\u5bb6\u5b58\u6b3e100\u5143\uff0c\u5373\u53ef\u7372\u5f97200\u5143\u7684\u9ad4\u9a57\u91d1\u3002\u9019\u4e00\u7b56\u7565\u5728\u77ed\u671f\u5167\u5927\u5e45\u63d0\u5347\u4e86\u5e73\u53f0\u7684\u5b58\u6b3e\u91d1\u984d\uff0c\u4f46\u4e5f\u5f15\u8d77\u4e86\u4e00\u4e9b\u73a9\u5bb6\u56e0\u904e\u5ea6\u6295\u5165\u800c\u7522\u751f\u7684\u554f\u984c\u3002<\/p>\n\n\n\n
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$\"\"$ <\/figure>\n<\/figure>\n\n\n\n
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3A<\/a>\u5a1b\u6a02\u57ce\u7d50\u8ad6<\/h2>\n\n\n\n
\u9ad4\u9a57\u91d1\u4f5c\u70ba\u5e73\u53f0\u63a8\u5ee3\u548c\u73a9\u5bb6\u53c3\u8207\u7684\u91cd\u8981\u624b\u6bb5\uff0c\u5728\u63d0\u9ad8\u53c3\u8207\u5ea6\u3001\u5438\u5f15\u65b0\u73a9\u5bb6\u7b49\u65b9\u9762\u767c\u63ee\u4e86\u7a4d\u6975\u4f5c\u7528\u3002\u7136\u800c\uff0c\u6211\u5011\u4e0d\u80fd\u5ffd\u8996\u5176\u53ef\u80fd\u5c0e\u81f4\u7684\u8ced\u535a\u98a8\u96aa\u548c\u771f\u5be6\u9ad4\u9a57\u4e0d\u8db3\u7b49\u554f\u984c\u3002\u5e73\u53f0\u61c9\u8a72\u5728\u5229\u7528\u9ad4\u9a57\u91d1\u7684\u540c\u6642\uff0c\u52a0\u5f37\u5c0d\u73a9\u5bb6\u7684\u98a8\u96aa\u63d0\u793a\u548c\u8ced\u535a\u610f\u8b58\u6559\u80b2\uff0c\u78ba\u4fdd\u73a9\u5bb6\u5728\u4eab\u53d7\u5a1b\u6a02\u7684\u540c\u6642\u4e5f\u80fd\u4fdd\u6301\u7406\u6027\u548c\u5065\u5eb7\u7684\u5fc3\u614b\u3002<\/p>\n\n\n\n
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\u5ef6\u4f38\u95b1\u8b80\uff1a \u6253\u9020\u4e0a\u73ed\u65cf\u984d\u5916\u6536\u5165\u7684\u5929\u5802\uff1a3\u500b\u8f2a\u76e4\u5165\u9580\u8a23\u7ac5<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"
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